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Insurance Services

Auto Insurance
Auto Insurance protects against claims for bodily injury or property damage caused by a vehicle accident in which you or your covered family members are considered responsible. We offer all types of coverage from liability to collision.

Homeowners Insurance
Home insurance in Iowa provides coverage for your home and other buildings on your property, the contents: furniture, clothing, electronics, appliances, and personal belongings, additional living expenses if you have to move out during certain repairs, and liability coverage if someone is accidentally injured or their property is damaged. Give us a call to discuss coverage for your home.

Umbrella Insurance
Umbrella insurance is additional liability insurance you can use to protect you and your assets from any major claims or lawsuits, and therefore your future! Umbrella insurance helps protect Iowa residents in two ways. It provides you with liability coverage that will go above and beyond your normal homeowners, auto, boat insurances to allow for protection that will kick in when those other polices are exhausted. Also, umbrella insurance will provide coverage for claims that your other insurance might exclude such as libel or slander.

Renters Insurance
What would you do if your personal property was stolen? In some incidents, the landlord’s policy will not protect your personal property. That’s why you should invest in renters insurance from Sands Insurance. Most homeowners know the importance of home insurance, but they don’t understand why they need renters insurance. Renters insurance is as equally important as home insurance because the money that is added can cover environmental damage, theft, accidents, vandalism and much more. 

Business Insurance
Business Owner Insurance combines protection for all major property and liability risks. Packaged policies are created for businesses that generally face the same kind and degree of risk. Larger companies may purchase a commercial package policy or customize their policy to meet the special risks they face. Sands Insurance can assist with many different types of business insurance. Give us a call today. 

Customer Comments
"Scott shopped around with a lot of different carriers and found us better coverage for less money. Thank you so much!"
-Tony L.
Des Moines, IA